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Why Virginia Beach is One of the Best Coastal Towns to Retire In

Last Updated: Tuesday, March 25, 2025 by Virginia Beach
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Virginia Beach isn’t just for summer vacations and weekend getaways—it’s an incredible place to retire. With its blend of laid-back coastal living, a strong sense of community, and easy access to healthcare, it’s no wonder retirees are drawn to this seaside city. But beyond the obvious perks of oceanfront views and mild winters, there’s a lot more that makes Virginia Beach stand out. Whether you’re looking for an active lifestyle, a peaceful retreat, or something in between, this town has plenty to offer.

The Weather Feels Just Right

Extreme heat or bitter cold can make retirement less enjoyable, but Virginia Beach sits in that sweet spot where the seasons change without becoming too harsh. Winters are mild compared to places farther north, so snow is rare, and you won’t have to worry about heavy ice storms. Summers do get warm, but the ocean breeze helps keep things comfortable.

Hurricane season is something to consider, but the city is built to handle storms, and residents are well-prepared. Many retirees opt for homes a little inland to avoid potential flooding while still enjoying the benefits of beachside living. Overall, the climate here allows for year-round outdoor activities, which is a big draw for those looking to stay active in retirement.

A Strong Community of Retirees

One of the biggest concerns people have when moving to Virginia Beach (or anywhere else) later in life is whether they’ll be able to make friends and feel part of a community. Virginia Beach makes that easy. The city has a growing number of active retirees, many of whom take advantage of the area’s clubs, senior centers, and local events.

The social scene ranges from relaxed to lively, depending on what you’re looking for. There are book clubs, golf leagues, yoga classes, and even walking groups along the shore. And if you love volunteering, there are endless ways to get involved. The city has plenty of opportunities to give back, from environmental cleanup programs to mentoring local students. It’s a great way to stay connected, meet people, and feel a sense of purpose in retirement.

Healthcare is Easily Accessible

One of the biggest factors in choosing a place to retire is access to quality healthcare. Virginia Beach has plenty of options, from top-rated hospitals to specialized senior care. Sentara Virginia Beach General Hospital and other nearby medical centers offer high-quality treatment, and there’s no shortage of doctors, specialists, and home health services.

For those looking at long-term care options, there are a variety of independent living, assisted living, and nursing home communities to choose from. The medical infrastructure here makes it easy to stay on top of health concerns, which gives retirees peace of mind. You won’t have to travel far for good care, and that alone makes Virginia Beach a solid choice.

The Cost of Living is Manageable

Retirement budgeting can be stressful, but Virginia Beach offers a comfortable balance of affordability and quality of life. While it’s not the cheapest place in Virginia, it’s far more affordable than places like Miami or San Diego. Property taxes are relatively low, and for those looking to downsize, there are plenty of condos and townhomes that offer a beachside lifestyle without the high maintenance costs.

The best part? Virginia doesn’t tax Social Security income, and military pensions aren’t taxed either. That’s a huge advantage for veterans or anyone relying on Social Security as a major part of their retirement income. Groceries, healthcare, and utilities are all reasonably priced compared to other coastal cities, making it easier to stretch your retirement savings while still enjoying a high quality of life.

The Beach is Always There—But So Are the Parks

One of the biggest benefits of retiring here is, of course, the ocean. But Virginia Beach isn’t just about the sand and surf. The city has an impressive number of parks, nature trails, and outdoor spaces, making it perfect for those who love being outside but don’t necessarily want to be on the beach every day.

First Landing State Park is a local favorite, offering miles of scenic walking and biking trails. The Chesapeake Bay area provides calmer waters for kayaking and fishing, and there are plenty of golf courses spread throughout the city. Whether you prefer a morning walk on the boardwalk or a quiet afternoon by the water, there’s always an easy way to enjoy the outdoors without dealing with tourist crowds.

And for those who enjoy cultural activities, the city has an underrated arts and entertainment scene. The Sandler Center hosts concerts and performances year-round, and the local museums give retirees plenty of opportunities to explore history and art without having to travel far.

What You Need to Know Before Making the Move

Before settling in, there are a few things to keep in mind. First, traffic can be heavy, especially in the summer. Tourists flood the area during peak vacation months, so it helps to know the best routes and times to get around. Many retirees prefer neighborhoods that are a little removed from the busiest areas to avoid the congestion.

Another important factor? If you’re looking at homes outside the city’s main water system, a well water filter is a must here. Some areas rely on well water, and while it’s generally safe, filtering it ensures better taste and fewer impurities. It’s one of those small details that can make a big difference in everyday comfort.

Finally, consider how close you want to be to family and friends. Virginia Beach’s location makes it an easy drive to Washington D.C., North Carolina, and other parts of the East Coast, so if staying connected to loved ones is a priority, it’s a convenient place to settle down.

Retirement Done Right

Virginia Beach has all the right ingredients for a happy, fulfilling retirement—beautiful scenery, a strong community, excellent healthcare, and a lifestyle that can be as relaxed or as active as you want it to be. The combination of affordability, access to nature, and a welcoming atmosphere makes it an easy place to love. If you’re looking for a coastal retirement that balances fun, comfort, and practicality, Virginia Beach should be at the top of your list.

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